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Consumer Protection Reports
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| Without health care reform, the United States is projected to spend over $40 trillion on health care in the next decade. Experts estimate that thirty percent of that spending – up to $12 trillion dollars – will be wasted on ineffective care, pointless red tape, and counterproductive treatments that can actually harm patients. |
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| When it comes to health care, American small business owners are getting a raw deal. While the current insurance marketplace offers some options to larger employers, it too often leaves small business owners on the outside looking in. They face unpredictable changes in costs, and far too often they are forced to choose between covering employees and the very survival of their businesses. |
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| The 2008 Trouble in Toyland report is the 23rd annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. |
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| The year 2007 was called the year of the recall. But in 2008, recalls are up, according to Consumer Product Safety Commission (CPSC) data. Already, as these data show, more toys and children's products have been recalled in the first half of this year than in the first half of last year, a supposed "100-year-flood" period. |
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| The results of a nationwide USPIRG survey of more than 1500 students at 40 colleges in 14 states, show that students overwhelmingly support limits on campus credit card marketing. |
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| The 2007 Trouble in Toyland report is the 22nd annual Public Interest Research Group (PIRG) survey of toy safety. This report provides safety guidelines for parents when purchasing toys for small children and provides examples of toys currently on store shelves that may pose potential safety hazards. |
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| Today, nearly 46 million Americans under the age of 65 lack health insurance, and millions more with insurance lack prescription drug coverage. At the same time, prescription drug prices are skyrocketing in the United States, rising much faster than the rate of inflation. |
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| The most common reflection of our reputation as a trustworthy consumer is our credit report. Unfortunately, the information contained in our credit reports, which are bought and sold daily to nearly anyone who requests and pays for them, does not always tell a true story. |
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| Travel packages, in which students pay one price for their entire vacation and all arrangements are made on their behalf, can be a tempting option for students - they often appear to offer competitive prices on airfare and accommodations while removing the burden of organizing the trip from the student. Our survey found that travel agencies offering spring break packages often engage in deceptive advertising. |
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| We investigated whether consumers could fight back on their own against unfair and unreasonable credit card interest rates. |
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| In a survey of credit card offers, the state PIRGs found two major themes: (1) credit card terms and conditions are becoming less favorable to consumers; and (2) credit card marketing practices are misleading and deceptive. |
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